eHome Insurance

Welcome to eHome insurance

Your house is your home - and you need to protect it. eHome provides direct insurance for both buildings and contents to keep your household and garden insured against damage and loss. Whether you own or rent your property; whether it's a terraced, semi, bungalow, detached or a townhouse, eHome can provide a competitive quotation online - generally a far better quote than one from your current home insurance broker.

You can insure your building, its contents or both. Simply choose the quote cover that's right for you.

With eHome's revolutionary system you can manage your whole policy on line - No phone calls, No waiting. Instant access to make changes to your policy, when you need it 24hrs a day 7 days a week.

Why not join the growing number of home owners who have already seen the light. Put your money where your mouse is!

Standard House Policy

The eHome Standard Product is an annual policy that offers outstanding cover and flexibility.

• Buildings cover calculated automatically - so less for you to worry about
• Contents Cover £55,000
• Cover for Items away from the Home 365 days a year worldwide.
• Working from home equipment
• Helmets and Leathers (whilst in use!)
• Cover for pedal cycles
• Legal Expenses
• Maintain your policy online: log on to change your address, add specified items or renew your policy all at your convenience.

Buildings Only Policy

This policy provides cover for a wide range perils as well as the usual flood, fire, storm etc. See policy wording for further details click here.

Other benefits include:

• Buildings cover calculated automatically - so less for you to worry about
• Alternative accommodation following an insured loss
• Accidental damage to fixed glass, sanitary fixtures and underground services
• Accidental damage option available to cover other accidental damage (see policy wording)

Contents Only Policy

When selecting Contents cover, we will automatically give you £55,000 contents cover so there’s less for you to worry about.

Cover is provided for the following:

• Home working equipment
• Valuables
• House hold items including carpets and curtains
• Freezer contents
• Replacement Locks

We automatically cover a standard level of accidental damage for radios, televisions, computers, audio equipment and receiving aerials and dishes fixed to your home. Additional cover can also be selected.

There is a standard £60 excess on any claim made (additional excess may apply if a voluntary excess is selected).

Instant Quote

Follow the step by step questions, each question explained in further detail if required, resulting in a ‘guaranteed’ quotation with no hidden extras.

Instant Cover

Happy with the Price? We know you will be! At the click of a button, get your prize possessions covered instantly, no need to wait for confirmation in the post, no phones calls, no paperwork, instant cover, and instant policy number.

Home Working Equipment

We know that it's getting more and more difficult to finish work in the normal hours of your working day. So we understand that you may have equipment at home to support your job or you may be self employed, running your business from home. You will therefore need to make sure that you have cover in case of those little accidents!

Automatically included under the contents section of your policy is £5000 of cover for, computers, fax machines, office furniture, office equipment, typewriters, photocopiers, printers etc.

There is a standard £60 excess on any claim made (additional excess may apply if a voluntary excess is selected).

Helmet and Leathers

Following the success of our eBike policy, we have an understanding of our Bikers and their requirements. Helmet and leathers can be an unexpected expense should they need to be replaced following an accident. We have included cover for this when selecting Personal Belongings cover.

There is a standard £60 excess on any claim made (additional excess may apply if a voluntary excess is selected).

Legal Protection

All eHome Insurance policies provide Legal Protection. The Legal Protection policy is underwritten by DAS Legal Expenses, an established market leader within the legal expenses insurance market. Legal Protection helps you through difficult and stressful legal situations, giving financial support to protect yourself and stand up for your legal rights against some of the following:

• Employment Disputes
• Property Protection
• Tax Protection
• Bodily Injury
• Legal Defence

To view the legal expenses significant features and benefits click here

Caravan Cover

Caravan cover is available as an extension to your contents policy. You can cover your touring caravan against accidental loss and damage. You can also cover fixtures, fittings, furnishings and utensils while in the caravan.

Please refer to our online policy booklet for countries you will be covered in. The policy booklet can be found on the tool bar.

There is a standard £60 excess on any claim made.

Home Emergency & Garden Cover

Home and garden cover is available as an extension to your contents policy for £26.78

Cover is provided up to £2500 for re-landscaping if your garden is damaged by fire, explosion, lightning, malicious acts, theft or attempted theft. You will also be covered for home emergency service, this includes up to 3 hours labour plus £100 for parts or materials for domestic boilers, heating systems, plumbing and drainage.

This cover is subject to exceptions and conditions please see the online policy booklet. The policy booklet can be found on the tool bar.

There is a £60 excess on any claim made.

Personal Accident Cover

Personal accident cover is an optional extra for £26.25

Covers you and members of your family (living permanently with you) for death caused by accidental injury. Cover provided for up to £20,000 for adults and £2,500 for children.

This cover is subject to exceptions and conditions please see the online policy booklet. The policy booklet can be found on the tool bar.